Tucker, Anthony M.2019-07-092019-03-272011-09-19http://hdl.handle.net/11603/13207Operating Model and Insurance Rules Advisory CommitteeThe Affordable Care Act (ACA) requires states to either establish and operate a Health Insurance Exchange by 2014 or participate in the federal Exchange. On April 12, 2011, Governor O’Malley signed the Maryland Health Benefit Exchange Act of 2011, which established Maryland’s Exchange as an independent unit of the state government. The Act also established a Board of Trustees to oversee the Exchange. The Hilltop Institute was commissioned to develop a series of background papers in order to assist the Board in planning for the implementation of Maryland’s Exchange.This presentation, delivered by Hilltop Director of Special Research and Development Anthony M. Tucker, PhD, discusses the background paper on market rules and adverse selection.18 pagesen-USThis item is likely protected under Title 17 of the U.S. Copyright Law. Unless on a Creative Commons license, for uses protected by Copyright Law, contact the copyright holder or the author.Affordable Care Act (ACA)adverse selectionsources of market distortionhealth insurance market in MarylandText