UMBC College of Arts, Humanities, and Social Sciences
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Tero Karppi’s Disconnect: Facebook’s Affective Bonds
(2020)As one of the 2.45 billion users of Facebook, the thought of disconnecting from the platform feels drastic, isolating, and alienating. Even after data breaches, the Cambridge Analytic scandal,[2] and a multitude of egregious ... -
Trinko V. Baxter: The Demise of U.S. V. At&T
(Elsevier, 2005-11-04)The Supreme Court's decision in Verizon v. Trinko, especially in relying on regulation to justify limiting the scope of antitrust enforcement, contradicts both the outcome in U.S. v. AT&T twenty years ago and the theory ... -
BUNDLED REBATES AS EXCLUSION RATHER THAN PREDATION
(Oxford University Press, 2008-03-19)Prevailing tests for whether bundled rebate programs are anticompetitive, including the recent Antitrust Modernization Commission Recommendation 17, are based on whether some incremental or total price in the rebate program ... -
Loan Loss Reserves, Accounting Constraints, and Bank Ownership Structure
(Federal Reserve Bank of Richmond, 2011-12) -
Foreclosures of Subprime Mortgages in Chicago - Analyzing the Role of Predatory Lending Practices
(OCC, 2006-08)A dramatic rise in subprime foreclosures over the past several years has led to calls for restrictions of, or prohibitions against, a range of lending practices loosely termed "predatory." Several cities and states have ... -
A Lapse of Concentration Omitted Variables, Board Structure and Firm Performance
(2004-10)Previous analyses of the relationship between board structure and firm performance have not considered how that relationship is affected by external ownership concentration. This paper illustrates how, as a result of this ... -
Loan Loss Reserve Accounting and Bank Behavior
(Federal Reserve Bank of Richmond, 2012-03) -
Predatory lending practices and subprime foreclosures: Distinguishing impacts by loan category
(Elsevier, 2007-10-10)A recent dramatic rise in subprime foreclosures has led to calls for restrictions against a range of loan features loosely termed “predatory.” Several cities and states have enacted regulations to curb predatory practices, ... -
Loan loss provisions, accounting constraints, and bank ownership structure
(Elsevier, 2014-12-31)We examine bank-level changes in the relationship between earnings and loan loss provisioning, a measure of earnings management, following the tightening of accounting constraints associated with the SEC's 1998 SunTrust ... -
Origination Channel, Prepayment Penalties, and Default
(Wiley, 2012-01-18)This article presents evidence that nonbank‐originated subprime mortgages have a higher probability of default than bank‐originated subprime mortgages, but only for loans with prepayment penalties. Evidence also indicates ... -
Geographic Variation in Subprime Loan Features, Foreclosures, and Prepayments
(MIT Press, 2013-05-13)Using data on subprime mortgages from ten cities, I examine geographic variation in the effects of prepayment penalties, balloon loans, and reduced documentation on the probabilities of foreclosure and prepayment. Results ... -
Earnings, risk-taking, and capital accumulation in small and large community banks
(Elsevier, 2019-03-09)We examine the relationships between ownership structure and both earnings and risk-taking among community banks before, during, and after the US financial crisis. We find that publicly-held small community banks had lower ... -
Medical Homes: A Comparison of the Factors that Predict Utilization across the Lifespan
(Marshfield Clinic, 2010-12-01) -
Ethnicity and Race Variations in Receipt of Surgery among Veterans with and without Depression
(Hindawi, 2011-10-12)To examine equity in one aspect of care provision in the Veterans Health Administration, this study analyzed factors associated with receipt of coronary artery bypass graft (CABG), vascular, hip/knee, or digestive system ... -
A Review of Our Roots: Blacks in Gerontology
(Oxford University Press, 2013-09-10) -
The Use of Online Health-Management Tools and Health Care Utilization among Older Americans
(Oxford University Press, 2020-07-07)Background and Objectives The digital divide, or differences in access to technology, can have far-reaching consequences. This study identified disparities in access to online health-related technology. It then investigated ... -
Regional variation in states’ naloxone accessibility laws in association with opioid overdose death rates-Observational study (STROBE compliant)
(Wolters Kluwer Health, 2020-03-26)Though overall death from opioid overdose are increasing in the United States, the death rate in some states and population groups is stabilizing or even decreasing. Several states have enacted a Naloxone Accessibility ... -
Associations among physical activity, body mass index, and health‐related quality of life by race/ethnicity in a diverse sample of breast cancer survivors
(Wiley, 2012-01-17)BACKGROUND: Health‐related quality of life (HRQOL), body mass index (BMI), and physical activity (PA) levels have all been associated with prognosis following breast cancer and may explain partially the higher mortality ...
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